Getting a digital banking account is a great way to take control of your finances. It allows you to access your account on the go and check your balance anytime you want. You can even set up alerts so you can know when your account balance changes. It also allows you to schedule bill payments.
To get started with digital banking, you’ll need to create an account and register with your bank. You can do this on your desktop, mobile, or through an app. Most banks provide digital banking credentials for free, so you can do your banking from anywhere. To open an account, you’ll need to verify your identity and provide an email address. If you don’t have an email address, you can use your phone number. Once you have your digital banking credentials, you’ll be able to check your account online, transfer funds between accounts, and make payments. You can also receive notifications if your account balance falls below a certain level.
To access your account, you’ll need to log in and click on “Account Activity.” You can view your account activity on your desktop, mobile, or by date range. You can also choose to display transactions by amount, type, or time range.
You’ll also be able to view your net worth, connect non-Civista accounts, and create a budget. If you need to make a payment, you can do an external account transfer. You can also use the mobile app to schedule bill payments and view account statements.
You’ll need a recent version of a 128-bit encrypted browser to use Mobile Banking. You’ll also need to verify your identity and provide a valid phone number. Most banks provide digital banking credentials for free, but some charge fees for certain transactions. For example, Bank of America charges hidden fees for transactions at non-branded ATMs. If you’re planning to use your mobile phone to make payments, you may also be charged message rates. If you’re not sure whether you’re charged a fee, you can contact your bank to find out.
You can also check your account balance and use your debit card at ATMs. Banks also offer online customer service, so you can ask questions and resolve problems without calling customer service. You can also report lost debit cards. You’ll need to have your account number in the format of User Account Number = Account Suffix.
Digital banking is a great way to take control of all of your accounts. It allows you to perform financial transactions on your own without ever having to go to a brick-and-mortar bank. Digital banks also offer a built-in virtual debit card, so you don’t have to carry around cash.
Having a digital banking account is also an excellent way to get alerts about upcoming payments. You can set up alerts for annual bills and to notify you when your account balance changes. Depending on your bank, you may also be able to create personalized alerts for certain transactions.